Rates & Insurance

Rates:$20-$200 for an initial 53-minute evaluation and $40-$160 per 47-minute session*

Our Fees

Fee's vary from provider to provider but this is what you can generally expect!

Get to Know Us

FEES FOR SERVICE

60-minute initial consultation $60-200

47-minute appointment $60-180

30-minute appointment $ 30-90

Emergency Session- Less than 24 hours notice-$120-400

Family /Conjoint Psychotherapy $120-400

Support Group $60

Life Coaching $165

Legal Services $500/hour* plus $200/day for being on-call for court consultation

Form Completion/Letter Writing $165/hour**

Phone Consultation $40/10 minute increments***

Text support (non emergent) More than 2 replies- 75.00

*Legal Services are NOT performed unless required by subpoena. Court appearances, depositions, phone
calls with attorneys and records required are included in this fee. This service is not billable to your insurance
company and must be paid out of pocket before services are rendered.

**This includes recommendation letters, forms for schools, disability forms, and letters to employers.

This service is not billable to your insurance company and must be paid out of pocket.
***In special situations, clients may schedule a phone session or consultation. These situations are billed as a regular psychotherapy session and billed to insurance.

Out-of-pocket phone consultation fees apply when the
client does not have a scheduled phone session but requests a phone call on ANY topic other than
appointment scheduling. Such time is not billable to your insurance company.

Learn More About Appointment Types

Payment is due at time of service. Accepted payment methods include Visa, Mastercard, American Express, and Discover.

Please note: If you need to postpone your appointment, you are required to give at least one business day (24 hours) advance notice. The full fee will be charged for all appointments that are canceled without at least 24 hours’ notice, as well as any missed appointments.

INSURANCE

The clincian-patient relationship takes time, and it is the most important aspect of practice at FSP. That is why I operate on a fee-for-service basis. We are not not paneled with any commercial insurance companies; however, FSP is an “out-of-network provider,” which means patients can submit receipts for reimbursement by utilizing any out-of-network insurance benefits.

Many patients receive 30-80% reimbursement by their insurance plans.
FSP provides a comprehensive receipt, called a “super bill,” to submit directly to insurance companies after each appointment.
Please contact your insurance provider for coverage terms.

REIMBURSEMENT DETAIL

Insurance companies use two codes to determine what they will pay for a medical service: a diagnosis code that starts with a letter of the alphabet, and a billing code (CPT) for the specific type of visit. To help you check with your insurer about the rate of reimbursement included in your plan, here are typical diagnostic and billing code pairs used by FSP.

INSURANCE

We are considered out-of-network providers. You pay the practice for your session in full at the time of the session, and then you submit claims to seek reimbursement from your insurance company; however, services may be covered in whole or in part by your health insurance or employee benefit plan. Most clients that use their out-of-network coverage end up paying about the same or less than a copay. FSP will provide you with a superbill to submit to your insurance online for reimbursement. Please check your coverage carefully by asking the following questions:

Do I have mental health insurance benefits?
Do I have out-of-network coverage?
What is my deductible, and has it been met?
How many sessions per year does my health insurance cover?
What is the coverage amount per therapy session?
Is approval or prior authorization required from my primary care physician or the therapist?

Why Pay Cash for Therapy?

Sliding Scale and Reduced Fees

Don't Let Fees Stop You From Getting Help

*Reduced fee services are available on a limited, case-by-case basis and are not available to clients utilizing insurance benefits.

Payment

Cash, checks, and all major credit cards are accepted for payment.

Policies

Cancellation Policy

If you do not show up for your scheduled therapy appointment and have not notified us at least 24 hours in advance, you must pay the full session fee. When you schedule your appointment, you are reserving a session time. It is your responsibility to be present, as we will be, for your sessions.
A CREDIT CARD IS REQUIRED TO BE ON FILE REGARDLESS OF PAYMENT METHOD OR SCALE.

Privacy Policy

The law protects the relationship between a client and a psychotherapist; information cannot be disclosed without written permission.

Exceptions include:

Suspected child abuse or dependent adult or elder abuse, for which we are required by law to report this to the appropriate authorities immediately.
If a client is threatening serious bodily harm to another person/s, we must notify the police and inform the intended victim.
If a client intends to harm himself or herself, we will make every effort to enlist their cooperation in ensuring their safety. If they do not cooperate, we will take further measures without their permission provided to us by law to ensure their safety.

Inclement Weather Policy

In most cases, the appointment can be quickly converted to a telemedicine/virtual format, and we will email you a link immediately.

If you have trouble reaching your therapist, please call us for assistance. Know that if you take these steps to make contact and an alternate plan as needed, there will be no cancellation fee should you need to cancel.

In contrast, if you do not show up (physically or virtually) without making contact, we will ask you to pay for your session time as booked.

Ever Wonder Why a Therapeutic Hour Is Not an Hour?

Have you ever wondered why therapy sessions typically last around 47-53 minutes? It's a standard practice, but let's dig deeper into whether it's really the best fit for everyone.

The 47-60-minute session has practical origins, allowing therapists to schedule back-to-back sessions while maintaining a structured day. However, research suggests that the effectiveness of therapy depends more on the consistency and quality of sessions than on their exact duration.

Different types of therapy have different time needs. For example, Cognitive Behavioral Therapy (CBT) typically fits well within the 47-53 minute format, while Psychodynamic Therapy or EMDR may benefit from longer sessions to explore deeper emotional issues.

Insurance companies standardize the 35-53-minute session for billing and reimbursement, but this may not always align with what's best for you as a client. Flexibility in session duration can enhance the effectiveness of therapy and ensure that it is truly tailored to your needs.

CONTACT US

FUNDAMENTAL SOLUTIONS PSYCHOTHERAPY CENTER

Call or TEXT 410-487-9477

Email: info@marylandtherapy.org